The CFPB Final Medical Debt Credit Reporting Rule: An Inside Look At The Rule, The Lawsuits To Stop It And What To Expect Next!

The CFPB Final Medical Debt Credit Reporting Rule: An Inside Look At The Rule, The Lawsuits To Stop It And What To Expect Next!

Presented by Megan Hebert, Porter Heath Morgan, & Matt Reiter

Tuesday July 29th, 2025
11am PT / 12pm MT / 1pm CT / 2pm ET

This program is scheduled for 60 minutes and is valid for 1 CHBME credit.

Member Price: $49.00
Non Member Price: $99.00

Description:
Join us for an in-depth look at the CFPB’s Final Medical Debt Credit Reporting Rule—what it means for healthcare RCM, the legal challenges aiming to stop it, and what’s next for providers, medical billing and patient collections. Our expert panel will break down the rule’s impact, the lawsuits in play, and the potential ripple effects on collections, patient billing, and credit reporting. Don’t miss this critical update for healthcare leaders and business owners navigating the evolving regulatory landscape!

Learning Objectives:
Course participants will be able to:

1. Understand the CFPB’s Final Rule – Break down the key provisions, compliance requirements, and how they impact medical debt credit reporting.
2. Analyze Legal Challenges – Explore the lawsuit attempting to block the rule, changes to the CFPB leadership and what are next steps.
3. Prepare for What’s Next – Discuss how healthcare RCM leaders and business owners can stay ahead of regulatory changes, add their voice to the discussion and think about strategies to mitigate risks. 

Speaker Bios:
Megan J Hebert is CEO and owner of Specialized Collection Systems, Inc. (SCS) and thrives on the diversified roles and responsibilities that she encounters daily. During her decade spent within the healthcare RCM industry, Megan continues to find extreme value and enjoyment networking and building relationships that expand her professional community. She was honored to be named 2024 Speaker of Year by the American Collection Association, International. Megan has enthusiastically stepped up as Co-Plaintiff of a lawsuit to fight the overreach of the CFPB’s Final Rule amending Regulation V.

Porter Heath Morgan is an attorney and advisor who partners with clients to help their compliance and leadership initiatives. Heath is a third generation collection attorney who has grown up in the industry and has 20 years of in house counsel experience for collection agencies, collection law firms, debt buyers, healthcare providers and technology companies. Heath is passionate about both the collection industry and the revenue cycle industry and has spoken at many industry and healthcare focused conferences on compliance issues.

Matt Reiter is Principal at Capitol Associates, Inc. and serves as HBMA’s Director of Government Affairs. Matt has provided government relations services to HBMA since 2014. 

As HBMA’s Director of Government Affairs, he represents HBMA before Congress and federal agencies such as the Centers for Medicare and Medicaid Services. This work includes advocating for higher Medicare payments to clinicians, reducing administrative and financial burdens from programs such as MIPS, improving Medicare Advantage, cybersecurity, and other healthcare system reform topics. He co-authors a monthly Washington Report and a weekly health policy newsletter, Capitol Insights, for HBMA members. 

Matt currently serves as Secretary of the Board of Directors for the Government Relations Association (GRA), a leading professional society for government relations professionals.